Furnishing a new home can be an exciting process. However, this is only true when you have a large budget and plenty of time and opportunity to shop around. However, if you are short on cash and want to create a clean, comfortable and well-appointed living space, you still have options.

You can start by checking out online classifieds sites to learn more about the items that are being offered for free. There may be people in your area who are moving or have recently purchased their own furniture. Instead of putting their own items up for sale, they simply choose to donate them to others. You’ll just need access to a truck and your own moving team to get them to your home.

It’s also a good idea to check out furniture that is currently for sale at local thrift stores. This is one of the most affordable ways to get household items. Whenever you choose to use furniture that has been owned by others, you should consider the associated risks. For example, you want to avoid places that don’t take precautions against bed bugs or any other transportable pest infestation.

Visit a consignment store and ask whether or not they have layaway plans. These offer a much higher quality range of products than most thrift stores. Working with them will give you access to durable brand name pieces. Although you won’t be able to get everything you need right away, you can set up a plan to pay for your purchases within a reasonable amount of time.

Even pawn shops have payment plans like these that allow people to buy expensive electronics and other household items in small, affordable increments. These places are great for people who want to decorate with flat screen TVs and big stereos. There are even high-quality surround sound systems, game consoles, and other electronics that you can use to create an all-encompassing entertainment area. Your house will look like you’ve spent a fortune, but your pockets won’t be much lighter.

If you’re a do-it-yourself enthusiast, look online to see whether or not people are throwing out heavily used items. Restoring your own furniture can be a fun and rewarding process. You will be amazed at the sheer number of workable materials that are simply given away on the web.

Think about renting your furniture. There are companies that have rent-to-own plans so you can enjoy your furniture even before you’ve paid for it. With flexible leases and super-low down payments, arrangements like these can be great even if you have almost no money down.

Working with a furniture rental store can do a lot more for you than just help you get a functional home without spending more than you can afford. Certain rent-to-own solutions can actually help you build more positive credit. With them you can increase your purchasing power and get home decoration at a reasonable price. Over time, you may even be able to get higher priced furniture financed by more conventional furniture stores.