In today’s economy, it’s good to know that laptop backup plans are still available from a variety of retailers. Laptops have become a necessity for most students and business people. Unfortunately, it is difficult to get a decent laptop for less than $ 700. Enter layaway or another type of monthly payment plan. Do you remember the layaway plans? To reduce the cost of holding layaway inventory and reduce the risk of customers abandoning merchandise, many retailers have stopped offering layaway. Although it may seem like they were just a thing of the past, layaway plans are alive and well, and are gaining momentum.
In case you’re unfamiliar with layaway programs, here’s a quick refresher. A monthly payment plan allows you to make a small down payment on the item you want to buy, usually around 10%, and often less, and then pay off the balance with low or no interest payments. A layaway plan will generally allow you to pay as much as you want, as long as the item is paid for within the predetermined time frame. Besides being a cost-effective way to buy your laptop when you don’t have the cash to pay for it upfront, it can also be the best way to buy bad credit laptops. That’s because layaway plans don’t run credit checks. The retailer keeps the laptop until they have paid for it in full.
So which retailers offer laptop backup plans? Kmart is a store that has kept its layaway program alive for over 40 years, and prides itself that it continues to reach customers from all walks of life. A laptop can be put on hold at Kmart with a minimal down payment. Another great resource is Sears. The company recently revived its layaway plan, claiming it was responsible for increasing Christmas sales over the past few years.
Even online retailers have started offering reservation programs. Elayaway.com is responsible for representing numerous products from various large companies, including Best Buy. At the time of writing, a $ 2,500 Apple Macbook Pro could be put on hold for around $ 233 a month. This model was just one of several more budget-conscious models available. A notable difference when you use elayaway.com, your plan will specify an exact amount to pay each month, which will then be automatically deducted from your bank account. What a small price to pay for such comfort!